Card Features:  

The Discover Business Miles Card offers an impressive rewards accrual rate for travel, which accrues at a double rate with the purchase of gas and other travel expenditures. Discover Business Miles Card members can redeem these miles towards travel as well as gift cards, charitable donations and cash back. Discover also provides for its Business Miles Card members the deepest set of travel benefits and insurance protections without charging an annual fee.

Business Features:  

The Discover Business Miles Card, like the AT&T Universal Rewards, offers both quarterly and annual categorized statements, with all balance statements being available online for download and integration into QuickBooks for improved accounting. One area the Discover Business miles Card and AT&T Universal Rewards Card differ in, however, is in annual fees for primary and all subsequent authorized cardholders: Discover Business Miles Card doesn't have any annual fees for either, AT&T Universal Rewards does.

Membership Features:  

For having no annual fees, Discover does, in fact, offer members a fair amount of benefits, protections and insurances. Most of these are fairly standard for credit cards, such as rental car loss and damage insurance and travel accident insurance. But, considering there is no fee, which is generally levied in order to extend similar benefits, this is an appealing membership feature. Members are also guaranteed direct customer service phone support within 60 seconds or less.

Security Features:  

The Discover Business Miles Card offers a 0% fraud liability guarantee in addition to the standard anti-fraud and misuse measures that are critical for credit cards and transactions. These include early detection monitoring with advanced warning and secure online account numbers for improved online purchase security. Additional services and security products, such as the Discover Account Guard, are also available for a monthly fee, but Discover provides dedicated 24/7 fraud specialists for all cardholders, regardless of their enrollment in additional products.

Account Access/Customer Service:  

Accounts can be accessed and maintained almost entirely online, with live phone support guaranteed within 60 seconds. Discover also hosts a resources portal within its official website filled with financial planning and financial strategy materials.

The Discover Business Miles Card is a good fit for a smaller business with heavy domestic travel needs. It still remains an also-ran when compared alongside other business credit cards like the American Express Business Platinum and Business Gold cards for travel benefits, membership features and insurance protections. However, with no annual fee for primary and employee cards, the Discover Business Miles Card still does hold its own.